In Quebec, having a strong credit history is important. As a newcomer, you will therefore need to build a Canadian credit history. When you arrive in Quebec, you may already have some savings, but over time, you may need to purchase office supplies, rent a vehicle or commercial space, obtain a Canadian credit card for online purchases, and more. In many of these situations, your credit history may be reviewed to assess your ability to repay your debts.

In short, having an established credit history can make it easier to obtain financing, as it demonstrates your ability to manage and repay debt. Keep in mind that your credit history from your country of origin may not necessarily be taken into account by Canadian lenders.